Electronic Payments: Mitigating Credit Card Fraud

From online shopping to entertainment subscriptions, contactless payments have risen in popularity over the past several years. When the Covid-19 pandemic struck in 2020, it pushed businesses — big and small — to adopt contactless payments to cater to customer needs, and today, the shift only continues to grow. According to Grand View Research Inc. data, the… Read more »


Hosted payment page TIPS

Simply add ” total= ” followed by the amount, to the end of the URL followed by the amount. You can also prefill the Invoice amount with ” invoice= “ Or even both by combining them with ” & “! example.com/pay?total=100&invoice=123456 *Have your own custom fields you’d like to pre-fill as well? Most fields can… Read more »


Backup Withholding

We hope our merchants never encounter backup withholding, but it can be an unfortunate reality for any business owner. The good news is that if you find yourself in this situation, we can help! We’ll cover some frequently asked questions regarding backup withholding, and encourage you to reach out to our team right away for… Read more »


PCI Compliance

What is PCI Compliance? PCI stands for Payment Card Industry. PCI standards were developed by the major card brands as a way to address potential vulnerabilities and guide organizations to maintain the integrity of cardholder data. All merchants are required to be compliant in order to accept credit cards. Why is PCI Compliance Important? PCI… Read more »


What is PIN Debit?

PIN (personal identification number) debit is a debit transaction that’s routed through the debit network instead of the credit network. Debit transactions typically offer higher security and lower costs for merchants, but what is the difference between PIN and signature, and why does it matter? Signature Debit Signature debit is a debit transaction that’s being… Read more »

close up of wallet with credit cards in it Card Connect Paradise Clover Merchant Services Charge It Now


Commercial Card Interchange Service

At CardConnect Paradise we are always working to bring you the broadest and most innovative range of payment options to grow your business and maximize your revenue. We are pleased to introduce the Commercial Card Interchange Service, designed to save you money by reducing the interchange fees you pay on select Commercial Card Transactions. To… Read more »

compact merchant terminal used to process credit cards Card Connect Paradise Clover Merchant Services Charge It Now


Critical Datawire Updates

The National Institute of Standards and Technology (NIST) has determined that Secure Hash Algorithm (SHA) 128 encryption no longer meets sufficient security standards. By year end all merchants’ systems/solutions/POS devices operating with SHA-1 certificates will no longer be able to process. Subsets of your clients have been identified as having a terminal/software that is set… Read more »

customer easily pays for services using mobile phone Card Connect Paradise Clover Merchant Services Charge It Now


Apple Pay FAQ

1. What is Apple Pay™? What does it mean to merchants and their customers? With the new iPhone® 6 release, Apple® is poised to accelerate the growth of mobile commerce and catalyze the “card-less” environment in an unparalleled manner. It provides a digital “wallet” in the device, in which consumers can store payment options that… Read more »

close up of someone signing a paper check Card Connect Paradise Clover Merchant Services Charge It Now


E-check conversion (Electronic Check Conversion)

Electronic check conversion is a process in which your check is used as a source of information, for the check number, your account number, and the number that identifies your financial institution. The information is then used to make a one-time electronic payment from your account, an electronic fund transfer. The check itself is not… Read more »

woman pays with contactless Apple Pay Card Connect Paradise Clover Merchant Services Charge It Now process using credit card on POS system


High risk merchant accounts

Stay away from a High Risk Merchant Account. There are many merchant account service providers around and you need to settle for the best one. The underlying principle is not to settle for less than what you need and not to allow service providers to give you more than you want. This will help you… Read more »