11|2021

Cardpointe: Recurring Billing

Our merchants know that Cardpointe is an incredible gateway. Business owners have access to a fully-customizable virtual terminal, real-time reporting on transactions and funding, open API and more. But what many merchants don’t realize is that Cardpointe also gives them the ability to set up recurring billing for their clients. Set Up a Billing Plan… Read more »

09|2021

What is PIN Debit?

PIN (personal identification number) debit is a debit transaction that’s routed through the debit network instead of the credit network. Debit transactions typically offer higher security and lower costs for merchants, but what is the difference between PIN and signature, and why does it matter? Signature Debit Signature debit is a debit transaction that’s being… Read more »

06|2021

Interchange Optimization

You’ve most likely heard this term thrown around in relation to credit card processing, but what exactly is interchange and why does it matter? Interchange is the individual price assessment for all card types; since these fees are paid directly to the card-issuing banks, not to the payment processors, they are generally non-negotiable and can… Read more »