Getting a Merchant Account

If you are currently in business and have bank accounts, then you need to go to your bank and ask for Merchant Accounts. Merchant Accounts will enable you to accept credit cards.

Your bank may want to know the nature of your credit card transactions, and you can feel free in telling them that you will be using the Secure Payment system. While you are waiting for your Merchant Accounts to be activated, you can proceed through the next steps.

In order to do secured transactions online, you will need a SSL Certificate. Your ISP or Web Host may have these available to you, and if they do not, then you can purchase one. Integrate your Shopping Cart/Accounting program into your web site. You will need to talk to your Web Host or Web designer in order to get this step correctly prepared. If you would like to use our Shopping Cart, try the demonstration of how this works.

If you will only doing telephone payments, then this step is not necessary, because you will simply use our Credit Card Transaction Interface page to process your payments. An online credit card processor will supply this Interface to you that you will call-up straight from your desktop when someone calls you with a payment.

Once you have your Merchant Account Numbers from your bank, select the Secure Package best suited for your needs. From this point, the credit card processor will set up your credit card processing. Within the week you can be fully operational and transacting credit cards online in RealTime.

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