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First Data Independent Sales has developed the most sophisticated
secure payment gateway in the industry. Their user-friendly
online payment solutions can be tailored to the specific needs
and size of your business.
![*]() First Data Independent Sales online payment
solutions support all major credit cards, including purchasing
cards and other payment methods, such as electronic checks.
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Suggested products are:
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Merchants who sell face to face and swipe at least 70% of
their MasterCard and Visa transactions receive a low discount
rate and a low per-transaction fee (this is referred to as
a qualified rate).
![*]() Suggested products are:
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Due to increased risk, merchants who manually key 51% to 100%
of their MasterCard and Visa transactions also receive a slightly
higher discount rate, plus a slightly higher per-transaction
fee. Swiping the transaction permits reading the encoded data
from the magnetic stripe on the back of the card, whereas
manual key entry does not.
![*]() In addition, all keyed transactions must be
processed using the Address Verifications Service (AVS). Each
AVS inquiry incurs an additional five-cent fee. Because purchasing
cards provide customized user features, they are billed a
lower keyed discount rate, plus a lower keyed per-transaction
fee. Rates may be higher for secured merchants.
![*]() Suggested products are:
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First Data Independent Sales payment processing solutions
enable small restaurant owners and franchisees to offer more
payment options to their customers. Equally important, FDIS
merchants enjoy opportunities to generate additional revenue
when they offer ATM/debit card acceptance, which customers
are more likely to use at restaurants than at other retail
establishments.
![*]() Restaurants receive a low discount rate, plus
a low per-transaction fee when they process 90% to 100% swiped
MasterCard and Visa transactions.
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Suggested products are:
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